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UPDATE 2: They ended up not reopening my accounts. I will update again once I get the final decision from Chase. There’s a monthly charge of 6 - but this can be waived for up to 5 years while you’re attending college.
My friend said that the best course of action would be calling in and apologizing for high spend and saying that this won't happen again (lol, I'm serious, this exactly what she said). The Chase Student Checking Account gives you access to ATMs around the world, online banking, and easy ways to make payments to your friends and family based in the US using Chase QuickPay with Zelle.². manage your payments activity simply use online banking or the Chase Mobile app. Paid half of the balance at the branch, paying the other half on Monday when I come in to call the recon line again. Discover helpful links for managing your new Chase Merchant Account. We tried calling the recon line, but unfortunately they were already closed. She said that the fact that I spent 6k on the CSR within 4 days of me receiving it was the most likely the reason for the closure, with all other factors like too few accounts on my credit report being the icing on the cake. UPDATE 1: Went to the branch and talked to the branch manager (who is my friend). Keep in mind: In addition to the individuals below, all authorized signers to the account must also be present when opening an account in person. Use the list below to understand who will need to be available so there are no surprises. I'm thinking of maybe going to the branch in person, is that a good idea? Also, even though I met the bonus threshold on the CSR, it hasn't been credited to my account, I'm assuming I'm not getting that bonus unless I somehow make them rethink their decision? Any help or advice appreciated. The type of business ownership you have dictates who needs to be present when opening a business checking account.
I'm reading up on the topic, and looks like this is not a rare occurrence for Chase. Looks like I was too quick, should not have opened the second card so fast after the first, but oh well. Is there anything I can do? I really don't want to have a start to my churning journey like that.
THE ACCOUNTS ON YOUR CREDIT REPORT HAVE NOT BEEN OPEN LONG ENOUGHĬredit age is 1 yr 9 months, oldest card been open for 2 yrs 9 months 15 minutes ago, I got a letter from Chase saying they are closing my accounts. They gave me 5k limit on the biz card and 16.5k on the CSR (which is quite a lot, I was planning to ask for a credit limit decrease, but didn't get to it yet). During the cold war Chase served as a munitions systems specialist, assigned to the 50th Tactical. The Chase staff at the branch I used was palpably shocked by Chases cancellation of my accounts because I was an exemplary Chase customer. Chase attended Everglades University, earning a Bachelor of Science degree in Aerospace/Aviation (magna cum laude). I got a high volume business, so I was able to put around 11k combined on the cards and easily met the bonus threshold. Resident of Tampa for over 20 years, US Air Force veteran, retired Tampa Police Officer and small business owner. I opened a Biz Preferred on 26th of May, then opened CSR on 26th of June.